Covered California
Certified Agent

Here’s What to Look for In an Insurance Agent

Worried about getting a bad deal from an agent that doesn’t have your best interest at heart? It’s a legitimate fear, but there are talented professionals that take their job seriously and you just need the eye to be able to find them. These are some essential things to focus on when searching for an insurance agent in CA.

Provides the Kind of Insurance You Need

Even if you’re not well-versed in insurance, you’ll have some idea about the kind of insurance you need when you’re looking for it. If you’re looking for insurance for your business, you won’t have much help apart from a referral to another insurance agent from someone that only offers personal insurance services.

The good news is that most insurance agents offer personal and commercial insurance. But you’ll be able to filter through your options by finding out if they offer the specific kind of insurance that you’re looking for.

Knowledge and Experience

The benefit of working with a professional with years of experience under their belt is that they are aware of the queries, concerns, and misconceptions that consumers looking for insurance generally have.

You can take a look at their certifications,and years of experience in the industry and take a look at some similar clients they’ve worked with.

Ask Them Questions

Considering that you’re putting your hard-earned money on the line, it’s recommended that you do your due diligence and ask the right questions. These include:

  • How long have you been in the industry?
  • How many years of experience do you have writing this form of insurance?
  • Can you provide any referrals?
  • What’s your reach?
  • What companies do you work with?

The best insurance agents will be more than happy to answer these questions, especially as these allow them to represent their competence.

Do Your Research

Before handing your money to any agent, learn about the agency they’re associated with by looking them up online to learn about their performance. Apart from Google, you can find lots of information from review sites. Many people will leave feedback on a variety of social media platforms that the agent or their associated agency might be listed on.

A couple speaking to an insurance agent

This will provide you with the best information that can guide you about the credibility of the agent and the associated agency.


The best agents can provide you with a quote before you commit to working with them. They respect the fact that you’re free to do business with other agents, but value your time and provide you with quotes quickly. Similarly, they are fairly detailed when providing information about what is available in the policy and what isn’t.

A great agent might provide you with multiple quotes, along with the differences between the policies to help you make an informed decision.

Getting the Most Bang for Your Buck

The truth is that no policy is universal and there’s always something that’s missing out of your coverage that you might need. Due to this aspect, different carriers might provide fairly different coverages and make the choice more difficult for you.

It’s always recommended that you work with your agent, making sure that you’re able to get the most comprehensive coverage options available within your budget. As long as it’s in your budget, try to get the most options you can.

After-Sales Service

What differentiates a good insurance agent from a great or even an excellent insurance agent? After-sales service. These are professionals that don’t abandon you once you’ve opted for a policy and started paying your premium. You can get in touch with them any time and they’ll be more than happy to educate you about the various changes.

A client and an agent shaking hands

Their goal is to ensure that you renew your policy while also helping accommodate the various changes. For example, they will help add new family members to your family health insurance policy so that they’re covered as well.

Whether you’re looking for employer group insurance for your business or a trustworthy health insurance agent for permanent or term life insurance in CA for your family, Covered California Certified Agent has you covered. We’ve developed some experience over the years in helping companies and individuals acquire insurance services in California. If individual health insurance and dental insurance happen to be what you seek, we have medical insurance services as well under your umbrella of services.

Contact Covered California Certified Agent today to work with a reliable insurance agent in California.