Covered California Certified Agent Offers Term Life Insurance Services
Most people know that if you have life insurance and prematurely die in an accident, your family can claim the money. However, there’s much more to life insurance services and policies, and Covered California Certified Agent can help you navigate them.
Why You Should Get Life Insurance
 Life insurance will help you live your life confidently, ensuring that your family will be taken care of in the event of your death. It might also help cover your funeral arrangements and mortgage payments. It also serves as compensation that your family can put in a savings account and withdraw a constant sum of money that can replace a monthly income. This money can also pay off your dents, send your children to college, help pay for your aging parents, and so on.
These insurances are typically low in cost and simple to understand. In most cases, you’ll be free to walk away from the insurance if you opt out of it. You won’t lose anything other than the insurance premiums you had already paid on it.


When Is The Best Time To Get It?
You can get life insurance anytime. However, younger and healthier individuals get life insurance at lower rates because the youth have a longer life expectancy and are less likely to be diagnosed with a life-threatening disease. Also, the company will be able to receive premiums over a longer period. So even if you’re not in your twenties, there are still plenty of options for you. Â
Life insurance plans can help you develop a long-term financial goal that can help pay for many things for your family under the protection of a life cover. You can secure your child’s future and fulfill your loan and liabilities. It’s one of the best and easiest ways of ensuring that your family will be okay even after you’re gone.
Get In Touch With Our Life Insurance Services Specialists
Buying life insurance early in your life can help you get lower premium rates when you don’t have many financial responsibilities.. So, if your household relies on your income, you should have a life insurance plan in place so you can feel at ease regarding your family’s financial future.
You can get in touch with our specialists any time and discuss your needs with us.
Trust Our Specialists To Find You The Right Plan For Your Business
If you’re ready to set yourself apart and offer your employees one of the most attractive benefits possible, get in touch with our specialists and discuss your needs with us. Get in touch with us now and get a quote on your group plan.
Business Reviews
There’s nothing better than the feedback we receive from our business and individual clients. Here are some testimonials that show how we provide the best experience for everyone.
Jennifer Romeiro
Look no further! My husband, Daughter and I were in need of health insurance and were unsure of what the best option for us would be. Tim and Ryan were wonderful. Read More
Scott Lindsay
After having struggled to find affordable health insurance for my wife and I who are self employed, and having failed for years, we followed a recommendation to speak with Tim. Read More
Mary Rhoades
Tim Proctor is very well informed about insurance policies, coverage, costs, etc. and explained the details in a way I could understand.Read More
Jared Acosta
Tim has helped us several times over the years with our health insurance. He has always been incredibly helpful, patient and knowledgeable.Read More
Walker Davis
Tim is the best. Replies quickly, explains everything thoroughly, and only offers solutions that are best for you. My family and I have worked with him several times in the past 5 or so years. Read More
Laura Roberts
How can I say more than the reviews I read below. Tim is professional & knowledgeable, very patient with me and explains details for me to be able to understand Read More
Owen Arnoff
I don’t often give a five star rating for anyone, but in this case, I’ll make an exception: Tim Proctor. He is my go-to person for all things related to individual health insurance.Read More
Tom Herrschaft
Tim did a great job for us. He is fast, knowledgeable, professional and friendly. He knows his product and offered us options that were perfect for our needs.Read More
Gary Gallion
Tim took the headache out of signing up for covered Ca. insurance. He filled out the forms while on the phone! No hassles at all. Read More
Leah Page-Mortimer
Tim has been such a great help in navigating the complex world of insurance. He explained everything to us in such a calm and patient way. Read More
Lisa Tena
When you have insurance needs, Tim Proctor is the one to call! Tim guided us through our options and ended up saving us more money than we had expected. Let Tim's experience work for you too!
Dee Dee Toney
If you are seeking a consummate professional who has the patience of Job, the sense of humor of a circus, and can get the job done, then Tom Proctor is your ultimate go-to person. Read More
Mike DaLuz
Tim is not only informative but honest. You can really trust him to give you all of your options regarding health insurance. Thanks Tim!
Micah Quade
Tim was very good at explaining the ins and outs of health insurance which can be quite mind boggling at times. I like how he made it simple and easy to understand.
Martha Garcia
Tim is theone to call when you have insurance need you can trust him with all the option regarding health insurance Thanks Tim
Tanner Sizemore
Tim was willing to take time to help me work through some hiccups with the insurance company. Great customer service.
Brandon allen
Tim was extremely helpful working with us to find the best insurance for our specific needs
Jam S
My wife and I were having issues figuring out our covered CA. Tim helped us set everything up and answered all our questions. We couldn't have done it without you Tim
Cortney lawhon
Very happy with the services he provides. Very knowledgeable, answers all my questions in a way I can best understand to make the right decision.
Veronica Caba
Thank you Tim for helping me pick up the best health plan for me and my family!
Ebeth Bowen
After moving and discovering my health insurance wouldn't be covering me in my new hometown, I discovered Tim. I'm so thankful I found him.Read More
Frank Robles
Tim is very helpful and knowledgeable, helped us get a policy that we were very comfortable with, at a reasonable rate...
Daniel Miller
Super helpful and quick service.
Norcal Mibilemechanics
Super helpful and quick service.